![]() ![]() Life insurance comes in many forms some policies have an investment component and some do not. Insurers may allege material misrepresentation or intentional distortion of fact on the life insurance policy application, or self-inflicted harm as cause of death in an AD&D claim, or other allegations of wrong behavior on the part of the applicant. Beneficiaries may be shocked to learn that their provider has based a denial on the pretense of fraud committed by the policyholder. Possible reasons for life insurance claim denial are diverse. You or a loved one may have a policy, or may need to file a claim for death benefits, with any of a number of regional or national life insurance providers, including: They will resort to many wrongful practices in order to delay or deny valid claims. Our life insurance bad faith law firm knows insurance companies make money by collecting premiums, not by paying out claims. ![]() Bad faith denial of life insurance benefits occurs then the insurance company fails to honor its contract. Life insurance companies have a duty of good faith and fair dealing when it comes to evaluating and paying claims. Some companies deny life insurance claims more than others. Still, thousands of claims are denied or contested every year. ![]() Most life insurance companies make good on their policies, paying billions in death benefits annually to beneficiaries. It is a form of security that gives beneficiaries much needed financial support when a loved one passes away. We buy life insurance to protect our family’s welfare. ![]()
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